ADDENDUM  D. FINAL CY 2015 GEOGRAPHIC ADJUSTMENT FACTORS (GAFs)*			
			
"April 1, 2015 through December 31, 2015"			
Carrier	Locality	Locality name	GAF
10102	00	Alabama	0.922
02102	01	Alaska**	1.290
03102	00	Arizona	0.988
07102	13	Arkansas	0.903
01182	26	"Anaheim/Santa Ana, CA"	1.111
01182	18	"Los Angeles, CA"	1.092
01112	03	"Marin/Napa/Solano, CA"	1.137
01112	07	"Oakland/Berkeley, CA"	1.124
01112	05	"San Francisco, CA"	1.191
01112	06	"San Mateo, CA"	1.182
01112	09	"Santa Clara, CA"	1.175
01182	17	"Ventura, CA"	1.089
01112	99	Rest of California	1.036
01182	99	Rest of California	1.036
04112	01	Colorado	1.009
13102	00	Connecticut	1.076
12202	01	DC + MD/VA Suburbs	1.130
12102	01	Delaware	1.024
09102	03	"Fort Lauderdale, FL"	1.037
09102	04	"Miami, FL"	1.074
09102	99	Rest of Florida	0.985
10202	01	"Atlanta, GA"	0.999
10202	99	Rest of Georgia	0.938
01212	01	Hawaii/Guam	1.058
02202	00	Idaho	0.912
06102	16	"Chicago, IL"	1.068
06102	12	"East St. Louis, IL"	1.001
06102	15	"Suburban Chicago, IL"	1.059
06102	99	Rest of Illinois	0.957
08102	00	Indiana	0.933
05102	00	Iowa	0.914
05202	00	Kansas	0.924
15102	00	Kentucky	0.920
07202	01	"New Orleans, LA"	1.004
07202	99	Rest of Louisiana	0.946
14112	03	Southern Maine	0.979
14112	99	Rest of Maine	0.931
12302	01	"Baltimore/Surr. Cntys, MD"	1.063
12302	99	Rest of Maryland	1.023
14212	01	Metropolitan Boston	1.065
14212	99	Rest of Massachusetts	1.022
08202	01	"Detroit, MI"	1.010
08202	99	Rest of Michigan	0.954
06202	00	Minnesota	0.977
07302	00	Mississippi	0.902
05302	02	"Metropolitan Kansas City, MO"	0.971
05302	01	"Metropolitan St Louis, MO"	0.974
05302	99	Rest of Missouri	0.905
03202	01	Montana ***	0.987
05402	00	Nebraska	0.914
01312	00	Nevada***	1.025
14312	40	New Hampshire	1.021
12402	01	Northern NJ	1.106
12402	99	Rest of New Jersey	1.073
04212	05	New Mexico	0.963
13202	01	"Manhattan, NY"	1.135
13202	02	"NYC Suburbs/Long I., NY"	1.169
13202	03	"Poughkpsie/N NYC Suburbs, NY"	1.059
13292	04	"Queens, NY"	1.166
13282	99	Rest of New York	0.958
11502	00	North Carolina	0.947
03302	01	North Dakota***	0.963
15202	00	Ohio	0.955
04312	00	Oklahoma	0.916
02302	01	"Portland, OR"	1.012
02302	99	Rest of Oregon	0.966
12502	01	"Metropolitan Philadelphia, PA"	1.061
12502	99	Rest of Pennsylvania	0.963
09202	20	Puerto Rico	0.793
14412	01	Rhode Island	1.025
11202	01	South Carolina	0.936
03402	02	South Dakota***	0.951
10302	35	Tennessee	0.919
04412	31	"Austin, TX"	0.997
04412	20	"Beaumont, TX"	0.948
04412	09	"Brazoria, TX"	1.003
04412	11	"Dallas, TX"	1.003
04412	28	"Fort Worth, TX"	0.991
04412	15	"Galveston, TX"	1.014
04412	18	"Houston, TX"	1.010
04412	99	Rest of Texas	0.951
03502	09	Utah	0.955
14512	50	Vermont	0.978
11302	00	Virginia	0.980
09202	50	Virgin Islands	0.969
02402	02	"Seattle (King Cnty), WA"	1.061
02402	99	Rest of Washington	0.982
11402	16	West Virginia	0.919
06302	00	Wisconsin	0.953
03602	21	Wyoming***	1.002
			
			
			
			
			
			
			
			
			
